Matthew McCarthy
Founder
Matthew has around 10 years of experience in UK card payments. Card Payment Connect helps UK businesses understand their card-payment statements, contract terms and the options available for how they trade.
Independent UK card payment reviews
Why we exist

Experience behind the service
Around 10 years in UK card payments.
The reason for Card Payment Connect
Merchant pricing can be spread across transaction rates, authorisation charges, terminal rental, account fees and separate contract terms. Comparing one headline percentage with another can miss what the business really pays.
Card Payment Connect was built as both a practical comparison service and a learning centre. Businesses can understand the industry, make sense of their costs and get human help when they want it. Our reviews are completed remotely for businesses across the UK.
The result is simple: we do the legwork, explain what we find and leave the decision with you.
Who is behind the service
Founder
Matthew has around 10 years of experience in UK card payments. Card Payment Connect helps UK businesses understand their card-payment statements, contract terms and the options available for how they trade.
Guides with an official-source section link to the provider or regulator material used for that topic. Check the dates and the provider's current terms when making a decision. There is no universal “best rate”: card mix, transaction value, channel, hardware and contract terms change the result.
Read our comparison approachOur principles
We explain the total arrangement in plain English, not just the most attractive rate on the page.
The answer can be to stay, renegotiate or compare. Switching is not treated as the default.
No payment provider is contacted or sent your details without your permission.
How we are paid
Our review is free. If a provider in our selected UK network looks like a better fit and you choose to proceed, that provider may pay Card Payment Connect an introducer fee. Any payment-processing, equipment or other provider charges are separate and should be checked in the written offer.
We do not claim to compare every provider in the UK market. We may recommend that you stay with your current arrangement, and we never contact a provider without your permission.