Independent UK card payment provider comparisons.
Barclaycard vs Worldpay
Two of the UK's largest card acquirers. Both serve businesses of every size, both offer blended and Interchange Plus pricing, and both are commonly introduced via banking or partner channels. The right fit depends on the specific account, not the brand.
Dojo vs Teya
Two UK-focused providers popular with hospitality and independent retail. Both offer modern terminals and simple blended pricing. The difference is in package, contract length and the surrounding software.
Worldpay vs Dojo
A traditional acquirer compared with a modern UK-focused provider. Pricing transparency, contract structure and the user experience differ meaningfully between the two.
Lloyds Cardnet vs Barclaycard
Two long-established UK acquirers, both frequently bundled with business banking. Pricing depends heavily on the relationship at the time of onboarding.
Teya vs SumUp
Both popular with smaller UK businesses, but built for different use cases. Teya targets owners who want a managed package with software. SumUp targets sole traders who want pay-as-you-go simplicity.
Worldpay vs Teya
A traditional acquirer compared with a small-business focused provider. The right fit depends on monthly turnover, card mix and the type of contract you are comfortable with.
Barclaycard vs Dojo
A long-established UK acquirer compared with a modern UK-focused provider. Differences in pricing model, contract structure and target customer matter more than the brand.
Barclaycard vs Teya
A traditional bank-backed acquirer compared with a smaller-business focused provider. Pricing, contract length and the level of bundled software all differ.
SumUp vs Zettle
Two popular pay-as-you-go providers used by sole traders and small UK businesses. Pricing models are similar, so the choice usually comes down to ecosystem and hardware.
Square vs SumUp
Two pay-as-you-go providers popular with UK small businesses. The right fit depends on whether you want an integrated POS suite or just a simple card reader.
Elavon vs Global Payments
Two large global acquirers serving UK merchants directly and through partner channels. Pricing varies significantly by channel and account size.
Worldpay vs Lloyds Cardnet
Two long-established UK acquirers. Worldpay's scale suits larger and multi-site merchants; Lloyds Cardnet is often bundled with Lloyds business banking.
Worldpay vs Elavon
Two large global acquirers with a big UK footprint. Both offer Interchange Plus at scale and both work through direct and partner channels.
Worldpay vs Global Payments
Two of the largest acquirers active in the UK, both operating across direct and partner channels including brands like takepayments and (post-acquisition) EVO.
Worldpay vs Paymentsense
A tier-one acquirer compared with a large UK-focused reseller. Paymentsense typically resells acquiring under its own brand with its own pricing.
Teya vs Elavon
A small-business focused provider compared with a tier-one global acquirer. Pricing model, contract flexibility and target segment all differ.
Stripe vs Worldpay
A developer-focused online payments platform compared with a tier-one traditional acquirer that operates online and in-person.
Stripe vs PayPal
Two online payment giants that solve different problems. Stripe is a full processing platform; PayPal is a payment method (and processor) with strong consumer recognition.
Stripe vs Square
Stripe is online-first with strong developer tools. Square is a bundled POS with online, invoicing and card reader hardware. The right choice depends on channel mix.
Stripe vs Shopify Payments
Shopify Payments is powered by Stripe under the hood, but pricing, integration and flexibility differ meaningfully for UK ecommerce merchants.
Square vs Zettle
Two pay-as-you-go providers popular with small UK retail and hospitality. Square offers a broader POS suite; Zettle plugs into the PayPal ecosystem.
Clover vs Square
Two integrated POS + payments platforms. Clover is typically distributed through resellers with fixed contracts; Square is direct and contract-free on core products.
Adyen vs Stripe
Two modern payments platforms that compete at the mid-market and enterprise end. Adyen leads on unified in-store + online; Stripe leads on developer tools and API breadth.
Revolut Business vs SumUp
Two providers popular with UK sole traders and micro-businesses. Revolut bundles payments with business banking; SumUp is a pure pay-as-you-go reader.
Go deeper before you compare
Comparisons show what differs. These clusters explain why it matters — from pricing models to exit fees.
Merchant statements & fees
Everything on your monthly statement — line by line — and how to spot overcharging.
Explore clusterPricing models & rates
How UK card processing is priced — interchange-plus, blended, IC++ — and what a fair rate looks like.
Explore clusterContracts, exit fees & switching
Contract length, autorenewal, termination clauses and how to switch provider without penalties.
Explore clusterPCI, SCA & risk
PCI DSS compliance, Strong Customer Authentication, chargebacks and reserves.
Explore clusterCard machines & hardware
Terminals, PDQs, portable and mobile card machines — buying guides by business type.
Explore clusterOnline & cross-border payments
Gateways, merchant accounts, surcharging law and dynamic currency conversion.
Explore clusterFind out if you're overpaying on card fees
Two numbers — your monthly card bill and annual turnover — and we'll estimate your effective rate against the UK average. Send your statement and we'll email a full written breakdown within 30 minutes (8am–6pm, 7 days a week).
Takes 30 seconds. Statement optional.