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Independent UK card payment reviews

07735 864 445

Independent UK card payment review

You could be paying too much for card payments.

We review your current setup, compare suitable options and show you whether a better deal could be available—without you spending hours shopping around.

Check My Current Deal Talk it through

Free to review. No obligation to switch. We do the legwork. You decide.

A UK business owner reviewing card payment costs with a payment specialist

The real question

Does your total payment cost still stack up?

Rates Fees Terminals Contract
UK registered company 10+ years’ industry experience No obligation

Payments taken through

  • Visa card scheme logo
  • Mastercard card scheme logo
  • American Express card scheme logo

Worth asking

When did you last check what card payments really cost you?

Pricing is difficult to compare, businesses change and old arrangements can quietly stop fitting. A review gives you a reasoned answer—not a reason to switch for the sake of it.

01

When did you last review every fee on your statement?

02

Has your turnover changed since your pricing was agreed?

03

Do you know your real processing cost—not just the headline rate?

How it works

We do the legwork. You decide.

One route through a market full of different rates, fees, contracts and hardware. You stay in control from the first question to the final decision.

  1. 01

    Tell us about your setup

    A few quick answers are enough to start. Add a statement now or later if you want a line-by-line review.

  2. 02

    We do the legwork

    We make sense of the pricing, contract and payment setup, then compare suitable options where it is worth doing.

  3. 03

    See what we find

    You get a clear explanation of whether your current deal still stacks up and what realistic alternatives exist.

  4. 04

    You decide

    Stay, renegotiate or switch. Nothing moves forward unless you want it to.

Look beyond the headline rate

A quote can look simple. The real cost rarely is.

Proper comparison means lining up the whole arrangement. That is the work we take off your plate.

Review My Current Rates
Payment cost reviewOne clear view
01Card processingRates can differ by card type and transaction.
02AuthorisationSmall per-transaction charges add up at volume.
03Terminal rentalHardware may sit on a separate agreement.
04Account chargesPCI, minimums and monthly fees affect the total.
05Contract termsNotice dates, renewals and exits matter too.
Stay Renegotiate Compare

Your quickest next step

Checking is easier than wondering.

Start with four quick answers. We will do the comparison work and come back with a clear next step.

“Your current deal might be fine. But isn’t it worth checking?”

No charge · No pressure · No automatic switching

Free payment deal check

Check your current deal

Tell us the basics. A payment specialist will review the information and explain what is worth doing next.

1/4
What kind of business is this?

Why use us

Comparison without the runaround.

A clearer view of cost

See the full arrangement together, so you can judge the deal on more than one attractive percentage.

Less time spent shopping around

One conversation replaces hours of researching, chasing quotes and trying to compare different pricing structures.

A setup that fits the business

Terminals, online payments, phone payments and integrations are considered alongside price—not after it.

A person to help

You have one UK contact to explain the options and help with the next step if you choose to take it.

Built around your business

Different businesses need different answers.

View all business types

Hospitality

Restaurants, pubs, cafés and hotels

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Retail

Independent shops and convenience stores

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Professional services

Clinics, dentists, vets and salons

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Trades & mobile

Garages, trades and businesses on the move

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Ecommerce

Online shops, gateways and checkout payments

Explore

Multi-site

Groups that need consistent payments and reporting

Explore

Understand the provider landscape

Compare on fit—not familiarity.

Different providers suit different volumes, industries and ways of taking payment. Our guides help you understand the differences before you decide what deserves a closer look.

Provider names and logos are shown for identification and comparison. This does not imply endorsement, partnership or that every provider is in our referral network.

View all independent provider reviews

Real customer experience

“Card Payment Connect reviewed our merchant statement and quickly identified that we were paying significantly more than we needed to. They found us a much better deal with one of the UK's leading payment providers, offering both lower costs and an improved service.”
Mitch Steane, Co-Founder · Synergy EventsA genuine 10/10 service
Matthew McCarthy, founder of Card Payment Connect

Experience behind the review

A specialist process, with a person behind it.

Card Payment Connect’s review method is shaped by more than 10 years in UK merchant services. It is designed to make a complicated market easier to judge.

How we work and how we are paid

Independent market evidence supports the value of asking.

The Payment Systems Regulator found that nearly 90% of small and medium-sized merchants that tried to negotiate got a better deal.

Read the PSR report

Questions before you start

Straight answers. No surprises.

No pressure and no jargon. If your question is not here, call us and ask it directly.

No. The useful answer may be to stay, renegotiate or compare another option. You decide whether anything happens after the review.

There is no charge for the initial review and no obligation to switch. If you choose a provider introduced through Card Payment Connect, that provider may pay us a referral fee.

A few details about your business, approximate monthly card turnover, how customers pay and your current provider if known. A recent statement makes a detailed cost review easier, but it is optional to start.

Yes. We can look at the notice period, renewal position and any exit information you provide, then explain whether waiting, renegotiating or comparing now is the sensible next step.

No. Card Payment Connect is your point of contact. We do the comparison work and only introduce or contact a provider with your permission.

Yes. The review can include card machines, merchant accounts, online payments, payment gateways, phone payments and multi-site requirements, depending on how your business takes payment.

No. We review your current arrangement and compare suitable options from a selected provider network where appropriate. We are clear about that and do not claim to cover the whole market.

We review the information, contact you to fill any important gaps and explain what looks worth doing next. Nothing is sent to a provider and no switch is started without your permission.

Your current deal might be fine

But isn’t it worth checking?

Find out whether your card payment arrangement still fits. We do the legwork. You decide.

Check My Current Deal 07735 864 445

Free review · No obligation · No provider contact without permission

Call nowCheck My Current Deal