Statement and pricing
- Authorisation fees in proportion to total turnover.
- Effective rate across card types.
- Terminal hire and any minimum monthly fees.
Independent UK card payment reviews
Card machines for convenience stores
Card machines for convenience stores, properly compared
In convenience retail, pennies per authorisation can matter. We calculate the effective cost and check whether the terminal and support suit the pace of the counter.
- Free to review
- No obligation
- You stay in control
The questionWhat do fixed transaction charges cost across thousands of smaller sales?
High transaction count · low average ticket · long trading hours
What matters for convenience stores
A payment setup should fit the operation—not get in its way.
Convenience stores combine very high transaction volume with low average ticket sizes. Authorisation fees, terminal reliability and rapid support are critical.
We start with how the business trades today, then judge the current arrangement and any alternative against the same practical requirements.
The operational brief
What a suitable setup needs to handle.
- 01
Fast counter terminal that handles back-to-back transactions
- 02
Low per-transaction authorisation fee
- 03
Strong UK support with rapid device replacement
Look beyond the headline rate
The bill can contain more than one moving part.
Two quotes can use completely different pricing structures. We bring the recurring, per-transaction and equipment charges into the same view before comparing them.
Compare my current costsCharges worth checking
- Per-transaction percentage on a high volume of small tickets
- Per-transaction authorisation fees, included in the effective-cost calculation rather than comparing percentage rates alone
- Terminal hire, PCI compliance and any minimum monthly fees
The useful comparisonYour total effective cost
What we review
The commercial picture, checked line by line.
A recent statement gives us the clearest starting point. If you do not have one to hand, you can still begin with a few details about the business.
Contract and equipment
- EPOS and lottery integrations may affect terminal choice.
- Confirm support hours match trading hours.
The outcome
You get options, not pressure.
Stay
If the current arrangement still looks suitable, we will say so.
Renegotiate
The review may give you clearer points to raise with the current provider.
Compare
If another route looks stronger, we explain the differences and next steps.
We do the legwork. You decide. There is no obligation to switch and no need to speak to several providers yourself.
Common questions
Before you ask us to take a look.
Do I have to change provider after a convenience stores payment review?
No. The review is there to help you understand the current arrangement and any suitable alternatives. You decide whether staying, renegotiating or changing makes sense.
What do you need to review my current card payment deal?
You can start with a few details about the business. A recent merchant statement is helpful because it shows the actual card mix and charges, but it is optional at the first step.
Can you compare card machines and payment providers for convenience stores?
Yes. We first understand how the business accepts payments, then compare suitable options against its costs, equipment, software, support and contract requirements. The aim is a better fit, not simply a lower-looking headline rate.
Will I have to speak to several payment providers?
No. Card Payment Connect handles the comparison work and explains the options through one point of contact. If you choose to proceed, we help keep the next steps straightforward.
Useful guides for convenience stores
9 min read
Best Card Machines for Retail: UK Comparison Guide
Compare retail card machines around till layout, EPOS integration, card mix, refunds, resilience, multi-site reporting and the full commercial agreement.
12 min read
Understanding Your Merchant Statement: A Line-by-Line UK Guide
A plain-English walk-through of every line on a UK merchant services statement, from interchange and scheme fees to PCI, terminal hire and the small charges that quietly inflate your effective rate.
A quick check could answer a valuable question
Does your current convenience stores payment deal still stack up?
Tell us how you take payments. Add a statement if you have one. We will review the arrangement and explain what your options look like.
Check My Current Deal Free to review. No obligation. Statement optional.