Statement and pricing
- Authorisation fees relative to ticket size.
- Effective rate across cards.
- Online ordering commission, where it sits inside or outside the card statement.
Independent UK card payment reviews
Card machines for takeaways
Takeaway revenue can pass through a counter terminal, ordering platform and online gateway. We separate the costs so the payment element is easier to compare.

What matters for takeaways
Takeaways take a high volume of small to mid-value transactions, often combining a counter terminal with online orders. Per-transaction fees and online integration costs matter.
We start with how the business trades today, then judge the current arrangement and any alternative against the same practical requirements.
The operational brief
Reliable counter terminal
Integration with online ordering platforms
Low per-transaction authorisation fee
Look beyond the headline rate
Two quotes can use completely different pricing structures. We bring the recurring, per-transaction and equipment charges into the same view before comparing them.
Compare my current costsWhat we review
A recent statement gives us the clearest starting point. If you do not have one to hand, you can still begin with a few details about the business.
The outcome
If the current arrangement still looks suitable, we will say so.
The review may give you clearer points to raise with the current provider.
If another route looks stronger, we explain the differences and next steps.
We do the legwork. You decide. There is no obligation to switch and no need to speak to several providers yourself.
Common questions
No. The review is there to help you understand the current arrangement and any suitable alternatives. You decide whether staying, renegotiating or changing makes sense.
You can start with a few details about the business. A recent merchant statement is helpful because it shows the actual card mix and charges, but it is optional at the first step.
Yes. We first understand how the business accepts payments, then compare suitable options against its costs, equipment, software, support and contract requirements. The aim is a better fit, not simply a lower-looking headline rate.
No. Card Payment Connect handles the comparison work and explains the options through one point of contact. If you choose to proceed, we help keep the next steps straightforward.
Restaurants need more than a fast terminal. Compare table workflow, tipping, split payments, EPOS integration, resilience, settlement and the complete commercial deal.
A plain-English walk-through of every line on a UK merchant services statement, from interchange and scheme fees to PCI, terminal hire and the small charges that quietly inflate your effective rate.
A quick check could answer a valuable question
Tell us how you take payments. Add a statement if you have one. We will review the arrangement and explain what your options look like.