Find out what your card payments are really costing you.

No. You do not need to collect quotes or find a statement before getting in touch. Start with a few details about your business. A recent merchant statement helps us check your actual charges, and you can add one now or send it later.

We check the transaction pricing, authorisation charges, terminal costs, account fees and contract information you provide. We explain what you are paying and compare suitable options from our selected provider network where useful. We do not claim to compare every provider in the market.

The form sends us a review request, not an instruction to switch. We review your information and contact you to fill any important gaps. We then explain what looks worth doing next, including whether staying with your current arrangement makes sense. The form does not generate an instant quote or savings figure.

Our review is free and there is no obligation to switch. If you proceed with a provider we introduce, we receive an introducer fee. We compare suitable options from a selected provider network, not the whole market. A lower cost or saving is not guaranteed.

No. We will not contact your current provider or send your details or statement to another payment provider without your clear permission.

No. The useful answer may be to stay, renegotiate or compare another option. You decide whether anything happens after the review.

A statement may not show when you can leave. We can review the agreement information you choose to provide, including the minimum term, renewal, notice method and any separate terminal hire. Get written confirmation of the end date and remaining charges from the contracting provider before cancelling. You can still start with a conversation if you do not have the paperwork to hand.

Yes. A lower monthly bill can still be a poor reason to move if exit, setup or equipment costs outweigh the difference. We consider the available information about ongoing charges and moving costs, and highlight figures that need written confirmation. Waiting or renegotiating may be better. Any provider contribution to exit costs must be confirmed in writing and is not guaranteed.

A switch needs to be planned around trading hours, terminal delivery, integrations and settlement. Do not close the old service until the new arrangement has been approved, installed and tested and you understand the notice requirements. The plan depends on the providers and equipment involved; uninterrupted service cannot be guaranteed.

We do not sell your information or send your details to a payment provider without your permission. We first handle your enquiry and explain the next step. If an introduction is useful, we will explain who it is to and why before you decide. Service providers help us store and process enquiries, as explained in our Privacy Notice.

No. A statement is entirely optional. You can start with a conversation and decide what you are comfortable sharing. If you choose to send one, use a recent merchant-services statement rather than customer card details or passwords. You may cover bank account details and other information not needed for the review. Leaving fee descriptions, amounts, the statement period and card-sales totals visible helps us check the charges. See our Privacy Notice for how we handle information.