Independent UK card payment reviews
Comparison
Lloyds Cardnet vs Barclaycard
| Consideration | Lloyds Cardnet | Barclaycard Payments |
|---|---|---|
| Pricing model | Blended or Interchange Plus | Blended or Interchange Plus |
| Typical contract length | 12–36 months | 12–36 months |
| Terminal hire | Usually separate | Usually separate |
| Settlement | Standard, with faster options | Standard, with faster options |
| Best fit for | Lloyds business banking customers | Barclays business banking customers |
Pricing
Both offer Interchange Plus on larger accounts. Older accounts often sit on dated rates that no longer reflect the market.
Contracts
Both providers operate separate merchant and terminal contracts.
Suitability
The right fit is usually decided by the wider banking relationship more than the rate itself.
We don't declare a winner. The right provider for your business depends on your turnover, card mix, transaction values and existing contract position. Upload your statement for a personalised review.
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