Independent UK card payment reviews
Ecommerce payment providers
Online pricing can span a gateway, merchant account, platform and additional card-type charges. We map the complete route before comparing alternatives.
What matters for ecommerce businesses
Online payment costs can sit across a payment gateway, merchant account, ecommerce platform and several transaction or card-type charges. A review brings those parts together before any comparison is made.
We start with how the business trades today, then judge the current arrangement and any alternative against the same practical requirements.
The operational brief
A checkout that works with the ecommerce platform and customer journey
Clear pricing for UK, international and commercial cards
Fraud controls, 3-D Secure and chargeback handling that suit the risk profile
Reporting and settlement that make reconciliation manageable
Look beyond the headline rate
Two quotes can use completely different pricing structures. We bring the recurring, per-transaction and equipment charges into the same view before comparing them.
Compare my current costsWhat we review
A recent statement gives us the clearest starting point. If you do not have one to hand, you can still begin with a few details about the business.
The outcome
If the current arrangement still looks suitable, we will say so.
The review may give you clearer points to raise with the current provider.
If another route looks stronger, we explain the differences and next steps.
We do the legwork. You decide. There is no obligation to switch and no need to speak to several providers yourself.
Common questions
Yes. Online payment pricing can be split across more than one supplier, so the review brings together the invoices and statements you provide before comparing the total arrangement.
It can. Compatibility, stored payment details and any platform charges need checking before a change. We flag those dependencies rather than comparing price in isolation.
No. The review is there to help you understand the current arrangement and any suitable alternatives. You decide whether staying, renegotiating or changing makes sense.
You can start with a few details about the business. A recent merchant statement is helpful because it shows the actual card mix and charges, but it is optional at the first step.
Yes. We first understand how the business accepts payments, then compare suitable options against its costs, equipment, software, support and contract requirements. The aim is a better fit, not simply a lower-looking headline rate.
No. Card Payment Connect handles the comparison work and explains the options through one point of contact. If you choose to proceed, we help keep the next steps straightforward.
How online card processing works in the UK, the main provider types, and how to keep costs low as you scale.
The difference between a merchant account and a payment gateway, and why online businesses need both (or a bundled equivalent).
Understand when Strong Customer Authentication may apply, how 3D Secure supports online card payments and why exemptions must be handled through your payment provider.
A quick check could answer a valuable question
Tell us how you take payments. Add a statement if you have one. We will review the arrangement and explain what your options look like.