Comparison
Barclaycard vs Teya
A traditional bank-backed acquirer compared with a smaller-business focused provider. Pricing, contract length and the level of bundled software all differ.
| Consideration | Barclaycard Payments | Teya |
|---|---|---|
| Pricing model | Blended or Interchange Plus | Blended |
| Typical contract length | 12 to 36 months | Varies by package |
| Terminal | Range of devices, usually separate hire | Teya card reader or POS |
| Settlement | Standard, with faster options | Next business day on UK accounts |
| Best fit for | Established SMEs and Barclays banking customers | Smaller businesses wanting simple bundled software |
Pricing
Barclaycard can offer Interchange Plus on larger accounts. Teya keeps pricing simple with a blended rate.
Contracts
Barclaycard runs longer multi-year contracts. Teya offers a wider mix of package lengths.
Suitability
Choose based on size, card mix and contract flexibility.
We don't declare a winner. The right provider for your business depends on your turnover, card mix, transaction values and existing contract position. Upload your statement for a personalised review.
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