Comparison
Barclaycard vs Teya
A traditional bank-backed acquirer compared with a smaller-business focused provider. Pricing, contract length and the level of bundled software all differ.
| Consideration | Barclaycard Payments | Teya |
|---|---|---|
| Pricing model | Blended or Interchange Plus | Blended |
| Typical contract length | 12 to 36 months | Varies by package |
| Terminal | Range of devices, usually separate hire | Teya card reader or POS |
| Settlement | Standard, with faster options | Next business day on UK accounts |
| Best fit for | Established SMEs and Barclays banking customers | Smaller businesses wanting simple bundled software |
Pricing
Barclaycard can offer Interchange Plus on larger accounts. Teya keeps pricing simple with a blended rate.
Contracts
Barclaycard runs longer multi-year contracts. Teya offers a wider mix of package lengths.
Suitability
Choose based on size, card mix and contract flexibility.
We don't declare a winner. The right provider for your business depends on your turnover, card mix, transaction values and existing contract position. Upload your statement for a personalised review.
Get a personal review for your business
We check your rates, contract terms, exit fees and whether more suitable provider options may exist. No obligation. No provider contacted without your permission.
Upload my statement
Or submit the form and we'll email you for it.