Independent UK card payment reviews
Is your Teya deal still earning its place?
We review your Teya statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.
Independent review. No obligation to switch. We never contact Teya without your permission.
Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.
What we check on a Teya arrangement
Teya (formerly SaltPay) focuses on small and medium UK businesses, offering card terminals, online payments and basic business tools. Pricing is generally simple and blended, which suits owners who want a single rate to work from.
As with any blended-pricing provider, the effective rate paid each month depends on the mix of cards and transactions. A statement review is the most accurate way to see what your account is really costing.
- Blended transaction rateSingle percentage across most card types.
- Terminal rental or one-off costDepending on the selected package.
- Monthly subscription or service feeWhere Teya's broader software bundle is included.
- Additional servicesSuch as loyalty, business accounts or analytics.
Contract, terminals, payment channels and settlement considerations
- Contract terms vary by package; some are rolling, others have a minimum term.
- Always confirm in writing whether terminal hardware is purchased, rented or supplied as part of a package.
- Where a minimum term applies, early exit may incur a charge.
- If hardware was supplied as part of a package, return or buy-out terms may apply.
- Selected alternative providers may help with exit costs in specific cases, subject to approval.
Businesses Teya may or may not suit
Why businesses ask for a review
- Owner wants to benchmark Teya's blended rate against an Interchange Plus quote.
- Mix of commercial / international cards is high, which may inflate the effective rate.
- Add-ons are no longer being used but are still being paid for.
Related comparisons and learning guides
Frequently asked questions
Will reviewing my Teya statement contact Teya?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Teya after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Teya statement review take?
We will confirm the expected review time after receiving your information.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any additional charges specific to your account.
Get an independent view on your Teya setup
Send a recent Teya statement and we will calculate the effective cost of the arrangement and tell you plainly whether it is competitive. If it already is, we will say so.
Provider names and trademarks are used for identification. Card Payment Connect is independent and is not affiliated with or endorsed by this provider unless clearly stated.