Teya statement review

Already with Teya?

Submit your statement and we'll review whether your current deal is still competitive — checking your effective rate, PCI, terminal rental, contract length and exit fees. Independent. No obligation. No provider contacted without your permission.

Overview of Teya

Teya (formerly SaltPay) focuses on small and medium UK businesses, offering card terminals, online payments and basic business tools. Pricing is generally simple and blended, which suits owners who want a single rate to work from.

As with any blended-pricing provider, the effective rate paid each month depends on the mix of cards and transactions. A statement review is the most accurate way to see what your account is really costing.

Common fees businesses should check

Blended transaction rate

Single percentage across most card types.

Terminal rental or one-off cost

Depending on the selected package.

Monthly subscription or service fee

Where Teya's broader software bundle is included.

Additional services

Such as loyalty, business accounts or analytics.

Want us to check these fees on your Teya statement?

Check If I'm Overpaying

Contract terms and considerations

  • Contract terms vary by package; some are rolling, others have a minimum term.
  • Always confirm in writing whether terminal hardware is purchased, rented or supplied as part of a package.

Exit fees and early termination

  • Where a minimum term applies, early exit may incur a charge.
  • If hardware was supplied as part of a package, return or buy-out terms may apply.
  • Selected alternative providers may help with exit costs in specific cases, subject to approval.

We never guarantee to pay your exit fees or that you can be released from a contract. Any support with exit costs is dependent on selected alternative providers, is subject to approval and is only considered when switching makes clear financial sense.

Common reasons businesses request a review

  • Owner wants to benchmark Teya's blended rate against an Interchange Plus quote.
  • Mix of commercial / international cards is high, which may inflate the effective rate.
  • Add-ons are no longer being used but are still being paid for.

Frequently asked questions

Will reviewing my Teya statement contact Teya?

No. We never contact your current provider without your written permission. The review is private and entirely for your information.

Do I have to leave Teya after the review?

Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.

How long does a Teya statement review take?

Most reviews are returned within a few working days once we have a recent monthly statement.

What does the review actually check?

Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any hidden extras specific to your account.

Get an independent view on your Teya setup

Two numbers — your monthly card bill and annual turnover — and we'll estimate your effective rate against the UK average. Send your statement and we'll email a full written breakdown within 30 minutes (8am–6pm, 7 days a week).

Check If I'm Overpaying

Takes 30 seconds. Statement optional.

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