Independent UK card payment reviews
Comparison
Square vs Zettle
Two pay-as-you-go providers popular with small UK retail and hospitality. Square offers a broader POS suite; Zettle plugs into the PayPal ecosystem.
| Consideration | Square | Zettle by PayPal |
|---|---|---|
| Pricing model | Pay-as-you-go | Pay-as-you-go |
| Contract | Contract-free on core reader | Contract-free on core reader |
| POS | Integrated POS and online | Lighter POS, PayPal integration |
| Settlement | Next business day | Next business day to PayPal |
| Best fit for | Businesses wanting bundled POS | Businesses already using PayPal |
Pricing
Headline rates are similar. Real difference is ecosystem and POS depth.
Suitability
Choose Square for a fuller POS, Zettle if you already run PayPal.
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