Independent UK card payment reviews
Is your Zettle deal still earning its place?
We review your Zettle statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.
No statement or competing quote needed to start. Free review, with no obligation to switch. We never contact a payment provider without your permission.
Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.
What we check on a Zettle arrangement
PayPal now markets its point-of-sale offering as PayPal POS. Existing Zettle and PayPal Business accounts can have different access to features such as payment links; identify your account type before comparing.
Do not apply the in-person rate to every channel. Combine the relevant transaction fees with hardware and any other products you use, then compare the complete cost on the same activity.
- Channel-specific transaction feesCheck both percentage and fixed per-payment charges for the payment method used.
- Card reader costUsually a one-off purchase.
- PayPal-related feesWhere Zettle is used alongside PayPal services.
Contract, terminals, payment channels and settlement considerations
- Core card acceptance is typically contract-free for the reader itself.
- Bundled POS, hardware or other PayPal services may carry their own terms.
- There is usually no formal exit fee on the core reader product.
- Always check any bundled subscriptions or financing arrangements individually.
Businesses Zettle may or may not suit
Why businesses ask for a review
- Steady monthly turnover that may now justify a managed merchant account.
- A change in average sale value, payment channels or required POS features.
- Owner wants an independent benchmark before committing to additional PayPal services.
Related comparisons and learning guides
Frequently asked questions
Will reviewing my Zettle statement contact Zettle?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Zettle after the review?
Not at all. The review may support staying, asking your provider for revised terms, or comparing a suitable alternative. You are under no obligation to switch.
Can I start without a Zettle statement?
Yes. Tell us your current provider, approximate card turnover and what you want to improve. A recent statement helps us check the actual charges, but you can provide it later.
How long does a Zettle statement review take?
We will confirm the expected review time after receiving your information.
Get an independent view on your Zettle setup
We check your current costs and compare suitable options from our selected provider network where useful. We explain whether staying, renegotiating or switching makes sense. A recent Zettle statement helps us check actual charges, but you can send it later. You do not need another provider's quote to start.
Official sources
Information from these sources last checked 2026-10-09.
Provider names and trademarks identify the products discussed; their inclusion does not imply endorsement of this page. Card Payment Connect compares suitable options from a selected provider network, not the whole market. If you choose a provider we introduce, that provider may pay us a referral fee.