Stripe vs Worldpay

Stripe and Worldpay both support online and in-person payments, but you need to compare the particular checkout, terminal and integration you would use. Stripe publishes standard pricing alongside custom offers; Worldpay provides product-specific quotes. Neither is always cheaper at a given turnover.

Consideration	Stripe	Worldpay
Pricing	Standard method-specific rates or custom pricing	Written quote for the selected product
Online workflow	Check Checkout, Payment Links or your chosen integration	Check the ecommerce gateway and integration offered
In-person payments	Stripe Terminal requires a suitable integration	Check the proposed card machine or integrated system
Additional products	Include charges for any extra Stripe products used	Include gateway, equipment and any extra services
Switching work	Check developer work and stored-payment migration	Check gateway, hardware and stored-payment migration

Compare the whole online workflow

For subscriptions or repeat payments, document recurring billing, failed-payment handling, refunds and accounting exports. Ask what is included in each proposal and what needs separate software or development. A gateway's processing price is not the full cost of rebuilding a checkout.

Do not move purely for a lower percentage

Apply both fee schedules to the same transactions, currencies and card types. Include any per-transaction amounts, additional product charges and fixed fees. Then add development, testing, training and exit costs. Custom pricing is an offer to compare, not proof of a better deal.

Protect recurring revenue during a switch

Before cancelling anything, agree how subscriptions and saved payment details would migrate, who performs the work and whether customer action is required. Confirm the new setup is approved and testable. A straightforward shop checkout and a subscription platform can need very different transition plans.

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Sources and checks

Public information checked 2026-10-11. This is a practical comparison guide, not a personalised quote. Your product, sales channel and existing agreement may have different terms.

Provider names and trademarks identify the products discussed; their inclusion does not imply endorsement of this page. Card Payment Connect compares suitable options from a selected provider network, not the whole market. If you choose a provider we introduce, that provider may pay us a referral fee.