Independent UK card payment reviews
Is your Stripe deal still earning its place?
We review your Stripe statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.
Independent review. No obligation to switch. We never contact Stripe without your permission.
Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.
What we check on a Stripe arrangement
Stripe is one of the most widely-used online card processors in the UK, offering card acceptance, wallets, subscription billing, invoicing and marketplace flows through a single API. Standard pricing is blended per transaction, with Interchange Plus available on request for higher-volume accounts.
A Stripe review typically checks the effective rate, cross-border and FX costs, and whether Interchange Plus or a competing provider would be materially cheaper at your current volume.
- Standard rateBlended percentage plus fixed fee for UK and international cards.
- Cross-border and FXAdditional percentage on non-UK cards and currency conversion.
- Billing and Radar add-onsSubscription, invoicing and fraud tooling billed separately.
- Payout feesFees may apply for accelerated or non-GBP payouts.
Contract, terminals, payment channels and settlement considerations
- No fixed-term contract - Stripe operates on rolling terms of service.
- Interchange Plus pricing typically requires a minimum monthly volume commitment.
- No termination fee - you can move to another processor at any time.
- Rolling reserves may apply for higher-risk categories.
Businesses Stripe may or may not suit
Why businesses ask for a review
- Volume has grown and Stripe's blended rate may not be optimal.
- You want to benchmark against Interchange Plus alternatives at your volume.
- Cross-border or FX fees have become a material share of costs.
Related comparisons and learning guides
Frequently asked questions
Will reviewing my Stripe statement contact Stripe?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Stripe after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Stripe statement review take?
We will confirm the expected review time after receiving your information.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any additional charges specific to your account.
Get an independent view on your Stripe setup
Send a recent Stripe statement and we will calculate the effective cost of the arrangement and tell you plainly whether it is competitive. If it already is, we will say so.
Provider names and trademarks are used for identification. Card Payment Connect is independent and is not affiliated with or endorsed by this provider unless clearly stated.