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Overview of Stripe
Stripe is one of the most widely-used online card processors in the UK, offering card acceptance, wallets, subscription billing, invoicing and marketplace flows through a single API. Standard pricing is blended per transaction, with Interchange Plus available on request for higher-volume accounts.
A Stripe review typically checks the effective rate, cross-border and FX costs, and whether Interchange Plus or a competing provider would be materially cheaper at your current volume.
Common fees businesses should check
Blended percentage plus fixed fee for UK and international cards.
Additional percentage on non-UK cards and currency conversion.
Subscription, invoicing and fraud tooling billed separately.
Fees may apply for accelerated or non-GBP payouts.
Want us to check these fees on your Stripe statement?
Start free reviewContract terms and considerations
- No fixed-term contract - Stripe operates on rolling terms of service.
- Interchange Plus pricing typically requires a minimum monthly volume commitment.
Exit fees and early termination
- No termination fee - you can move to another processor at any time.
- Rolling reserves may apply for higher-risk categories.
We never guarantee to pay your exit fees or that you can be released from a contract. Any support with exit costs is dependent on selected alternative providers, is subject to approval and is only considered when switching makes clear financial sense.
Common reasons businesses request a review
- Volume has grown and Stripe's blended rate may not be optimal.
- You want to benchmark against Interchange Plus alternatives at your volume.
- Cross-border or FX fees have become a material share of costs.
Frequently asked questions
Will reviewing my Stripe statement contact Stripe?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Stripe after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Stripe statement review take?
Most reviews are returned within a few working days once we have a recent monthly statement.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any hidden extras specific to your account.
Get an independent view on your Stripe setup
We check your rates, contract terms, exit fees and whether more suitable provider options may exist. No obligation. No provider contacted without your permission.
Or submit the form and we'll email you for it.
Related providers
Adyen
A global unified payments platform used by mid-market and enterprise UK merchants across online, in-store and unified commerce.
Shopify Payments
Shopify's built-in online card processing service, powered by Stripe under the hood, integrated directly into Shopify stores.
PayPal
A widely-used online payment method offering PayPal balance, card and Pay in 3 acceptance for UK ecommerce businesses.
Related reading
Online Payment Processing: A UK Guide
How online card processing works in the UK, the main provider types, and how to keep costs low as you scale.
Interchange Plus vs Blended Pricing
What the two main UK card payment pricing models actually mean, and which one usually suits which business.
Merchant Account vs Payment Gateway
The difference between a merchant account and a payment gateway, and why online businesses need both (or a bundled equivalent).