Independent UK card payment reviews
Comparison
Worldpay vs Elavon
| Consideration | Worldpay | Elavon |
|---|---|---|
| Pricing approach | Tailored pricing for the selected service | Published small-business packages or bespoke pricing |
| Card machines | Choose the exact device and connection | Choose the exact device and connection |
| Online sales | Confirm ecommerce, payment-link or phone-payment needs | Confirm gateway and remote-payment requirements |
| Contract | Check the offered merchant and equipment terms | Check the selected package and equipment terms |
| Integration | Demonstrate compatibility with your till or website | Demonstrate compatibility with your till or website |
Compare a package with a package
A transaction rate without terminal or gateway charges cannot fairly be compared with a bundled price. Ask both suppliers to show the complete monthly amount for the same turnover, debit/credit/business/overseas card mix and transaction count. Include recurring fees and annual charges.
Test the checkout you actually run
A cafe may need portable payment at tables; a retailer may need a till connection and refunds across channels. Ask for the precise device, supported integration and any software licence required. Do not assume every product under either brand has the same features.
Allow for the cost of changing
Get a written figure for leaving your existing agreements and allow time for setup, staff training and reconciliation. Confirm the new payout schedule and how refunds on old transactions will be handled. A lower ongoing bill is useful only if the overall change makes commercial sense.
We don't declare a winner. The right provider for your business depends on your turnover, card mix, transaction values and existing contract position. We can review your current deal and compare suitable options from our selected network. No statement or competing quote is needed to get started.
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Sources and checks
Public information checked 2026-10-11. This is a practical comparison guide, not a personalised quote. Your product, sales channel and existing agreement may have different terms.
Provider names and trademarks identify the products discussed; their inclusion does not imply endorsement of this page. Card Payment Connect compares suitable options from a selected provider network, not the whole market. If you choose a provider we introduce, that provider may pay us a referral fee.