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Independent UK card payment reviews

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Comparison

Worldpay vs Elavon

Two large global acquirers with a big UK footprint. Both offer Interchange Plus at scale and both work through direct and partner channels.
ConsiderationWorldpayElavon
Pricing modelBlended or Interchange PlusBlended or Interchange Plus
Typical contract length12 to 48 months12 to 48 months
Terminal hireUsually separateUsually separate
SettlementStandard, faster availableStandard, faster available
Best fit forMid-market and multi-site merchantsMid-market merchants and hospitality

Pricing

Both providers can offer Interchange Plus. The margin on top of interchange is where the real comparison lives.

Contracts

Both operate multi-year merchant contracts with separate terminal agreements.

Suitability

Fit is more about the specific deal than the brand - both are capable acquirers.

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