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Overview of Elavon
Elavon is a global card acquirer with a significant UK presence, often introduced through partner banks, software vendors or independent sales organisations. Pricing structures vary considerably depending on the channel.
Because of this, two similar businesses signed up through different routes can pay very different rates on the same underlying scheme.
Common fees businesses should check
Blended or Interchange Plus depending on the package.
May be separate from the merchant agreement.
Annual compliance charge.
Smaller recurring line items that can add up.
Want us to check these fees on your Elavon statement?
Check If I'm OverpayingContract terms and considerations
- Merchant contracts typically range from 12–48 months.
- Terminal hire schedules are normally separate documents.
Exit fees and early termination
- Early termination provisions vary by partner channel - always check both contracts.
- Where appropriate, alternative providers may contribute to exit costs, subject to approval.
We never guarantee to pay your exit fees or that you can be released from a contract. Any support with exit costs is dependent on selected alternative providers, is subject to approval and is only considered when switching makes clear financial sense.
Common reasons businesses request a review
- Pricing has not been reviewed since onboarding.
- Statement is hard to interpret across multiple line items.
- Average transaction value, mix or volume has changed.
Frequently asked questions
Will reviewing my Elavon statement contact Elavon?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Elavon after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Elavon statement review take?
Most reviews are returned within a few working days once we have a recent monthly statement.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any hidden extras specific to your account.
Get an independent view on your Elavon setup
Two numbers — your monthly card bill and annual turnover — and we'll estimate your effective rate against the UK average. Send your statement and we'll email a full written breakdown within 30 minutes (8am–6pm, 7 days a week).
Takes 30 seconds. Statement optional.
Related providers
Worldpay
One of the largest global acquirers, with a wide variety of products, pricing structures and contract terms in the UK.
Global Payments
A large international acquirer serving UK merchants directly and through partner banks and software platforms.
Barclaycard
A large UK acquirer used by businesses of all sizes, often bundled with Barclays business banking.
Merchant statements & fees
Everything on your monthly statement — line by line — and how to spot overcharging.
- How To Read A Card Payment Statement
- Card Payment Fees Explained: A UK Business Guide
- Authorisation Fees Explained: The Silent Cost of Small Transactions
- PCI Compliance Fees & Costs UK 2026: SAQ Types, Prices and How to Avoid Non-Compliance Charges
- Monthly Minimum Charges Explained
- Merchant Acquirer Margin Explained
- Scheme Fees Explained (Visa & Mastercard)
- What Is An Effective Merchant Rate?
Related reading
Understanding Your Merchant Statement: A Line-by-Line UK Guide
A plain-English walk-through of every line on a UK merchant services statement, from interchange and scheme fees to PCI, terminal hire and the small charges that quietly inflate your effective rate.
How Card Payment Pricing Works in the UK
Blended, Interchange Plus, IC++ and pay-as-you-go pricing explained — with real UK rate examples, when each model wins, and the trade-offs behind the headline percentage.
How To Reduce Card Processing Costs
Practical, vendor-neutral steps any UK business can take to bring down card processing costs without compromising service.