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Independent UK card payment reviews

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Comparison

Worldpay vs Paymentsense

A tier-one acquirer compared with a large UK-focused reseller. Paymentsense typically resells acquiring under its own brand with its own pricing.
ConsiderationWorldpayPaymentsense
Pricing modelBlended or Interchange PlusBlended
Typical contract length12 to 48 months18 to 48 months
Terminal hireUsually separateUsually separate, multi-year
SettlementStandard, faster availableStandard
Best fit forMid-market and multi-site merchantsSmall and independent UK businesses

Pricing

Worldpay can offer Interchange Plus at scale. Paymentsense keeps things blended for small businesses.

Contracts

Both use multi-year terminal agreements. Read both merchant and terminal contracts carefully.

Suitability

Choose based on business size, card mix and preference for direct acquirer vs reseller.

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