Already with Paymentsense?
Overview of Paymentsense
Paymentsense has been a long-standing UK reseller of card acceptance services, often introduced through agent channels. Pricing models vary considerably depending on the agent and the package.
Because of this variability, Paymentsense accounts opened years ago can sit at very different rates to newer ones. A statement review confirms where yours sits today.
Common fees businesses should check
Often blended, sometimes with separate rates for premium cards.
Monthly hire on a separate agreement.
Annual charge plus non-compliance fees if the questionnaire lapses.
Standard per-transaction and monthly charges.
Want us to check these fees on your Paymentsense statement?
Check If I'm OverpayingContract terms and considerations
- Merchant agreements commonly run multi-year terms.
- Terminal hire is usually a separate agreement that can outlast the merchant contract.
Exit fees and early termination
- Early termination fees may apply on either or both contracts.
- Where switching makes clear financial sense, some alternative providers may help with exit costs, subject to approval.
We never guarantee to pay your exit fees or that you can be released from a contract. Any support with exit costs is dependent on selected alternative providers, is subject to approval and is only considered when switching makes clear financial sense.
Common reasons businesses request a review
- Pricing has not been reviewed since onboarding.
- Statement contains line items the owner does not recognise.
- Renewal is approaching and the owner wants an independent benchmark.
Frequently asked questions
Will reviewing my Paymentsense statement contact Paymentsense?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Paymentsense after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Paymentsense statement review take?
Most reviews are returned within a few working days once we have a recent monthly statement.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any hidden extras specific to your account.
Get an independent view on your Paymentsense setup
Two numbers — your monthly card bill and annual turnover — and we'll estimate your effective rate against the UK average. Send your statement and we'll email a full written breakdown within 30 minutes (8am–6pm, 7 days a week).
Takes 30 seconds. Statement optional.
Related providers
Dojo
A UK-focused card payments provider known for next-day settlement and modern terminals, often used by hospitality and retail.
Worldpay
One of the largest global acquirers, with a wide variety of products, pricing structures and contract terms in the UK.
Barclaycard
A large UK acquirer used by businesses of all sizes, often bundled with Barclays business banking.
Contracts, exit fees & switching
Contract length, autorenewal, termination clauses and how to switch provider without penalties.
Related reading
Merchant Services Contract Guide: What UK Businesses Should Check Before Signing
A practical guide to the terms hidden inside UK merchant agreements — term length, notice periods, auto-renewal, rate review clauses and the separate terminal contract most businesses forget about.
Early Termination Fees on UK Merchant Contracts: What They Really Cost
How UK acquirers calculate early termination fees, why two ETFs can apply at once, and your realistic options if you want to leave a contract that still has months to run.
How Card Payment Pricing Works in the UK
Blended, Interchange Plus, IC++ and pay-as-you-go pricing explained — with real UK rate examples, when each model wins, and the trade-offs behind the headline percentage.