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Independent UK card payment reviews

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Comparison

Worldpay vs Teya

A traditional acquirer compared with a small-business focused provider. The right fit depends on monthly turnover, card mix and the type of contract you are comfortable with.
ConsiderationWorldpayTeya
Pricing modelBlended or Interchange PlusBlended
Typical contract length12 to 48 monthsVaries by package
TerminalRange of devices, usually separate hireTeya card reader or POS
SettlementStandard, with faster optionsNext business day on UK accounts
Best fit forMid-market and higher-volume merchantsSmall businesses wanting bundled software

Pricing

Worldpay can offer Interchange Plus on larger accounts. Teya keeps things simple with a blended rate that suits smaller, steady businesses.

Contracts

Worldpay typically runs longer multi-year contracts. Teya offers a wider mix of package lengths.

Suitability

Choose based on monthly turnover, card mix and the level of contract flexibility you want.

We don't declare a winner. The right provider for your business depends on your turnover, card mix, transaction values and existing contract position. Upload your statement for a personalised review.

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Tell us how your business takes payments and, if you have one, add a recent statement. We will review the whole arrangement and explain whether staying, renegotiating or comparing another option makes sense.

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