Independent UK card payment reviews
Is your Global Payments deal still earning its place?
We review your Global Payments statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.
Independent review. No obligation to switch. We never contact Global Payments without your permission.
Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.
What we check on a Global Payments arrangement
Global Payments (which acquired the former HSBC Merchant Services book and operates several UK brands) serves a wide range of businesses from small retailers to multi-site operators. Pricing varies widely depending on the partner channel and the size of the merchant.
Because Global Payments statements can be dense and multi-line, a structured review usually surfaces the true effective rate more clearly than the headline rate alone.
- Transaction ratesBy card scheme and category, often Interchange Plus on larger accounts.
- Terminal rentalOften a separate agreement.
- PCI compliance feeAnnual charge.
- Authorisation and minimum feesSmaller per-transaction or monthly charges.
Contract, terminals, payment channels and settlement considerations
- Merchant agreements typically run 12–48 months.
- Terminal hire schedules are usually independent and can extend beyond the merchant contract.
- Early termination fees may apply on both the merchant and terminal contracts.
- Some alternative providers may help with exit costs where the financial case is clear, subject to approval.
Businesses Global Payments may or may not suit
Why businesses ask for a review
- Account inherited from a previous banking relationship without a recent review.
- Statements are detailed and hard to compare year-on-year.
- Owner wants a benchmark before contract renewal.
Related comparisons and learning guides
Frequently asked questions
Will reviewing my Global Payments statement contact Global Payments?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Global Payments after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Global Payments statement review take?
We will confirm the expected review time after receiving your information.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any additional charges specific to your account.
Get an independent view on your Global Payments setup
Send a recent Global Payments statement and we will calculate the effective cost of the arrangement and tell you plainly whether it is competitive. If it already is, we will say so.
Provider names and trademarks are used for identification. Card Payment Connect is independent and is not affiliated with or endorsed by this provider unless clearly stated.