Independent UK card payment reviews
Worldpay vs Dojo: which is the better fit for your business?
Both providers support UK businesses taking card payments, but their products, pricing and contract arrangements suit different requirements. The right answer depends on how you take payments and what your current statement and agreement contain.
Free review. No statement or competing quote needed to start. No obligation to switch.
Worldpay and Dojo at a glance
Worldpay: Tailored to the business. Check your individual quote.
Dojo: Varies by agreement and card type accepted. Check your individual quote.
Worldpay: Offer-specific commitments. Check processing, equipment and any linked software separately.
Dojo: Fixed and rolling options are currently advertised; your existing agreement may differ.
Worldpay: Countertop, portable and mobile machines.
Dojo: Countertop, portable and mobile machines.
Worldpay: In-person, online and mobile acceptance.
Dojo: In-person machines, online checkout and payment links, subject to the chosen package.
Dojo: Supported where specified on the official product page.
Sourced from each provider's official pages, last checked 2026-10-09. Terms vary by merchant, so check your individual quote or agreement.
Pricing and contract considerations
An advertised rate alone does not determine your cost. Two accounts on the same headline percentage can produce very different monthly totals. Compare these like for like.
- Processing-rate structure. Dojo pricing varies by agreement and card type; Worldpay pricing is tailored per business. Structure matters as much as the headline number.
- Per-transaction and account fees. Include any applicable per-payment and account charges. Per-payment fees have a larger percentage effect on smaller transactions; fixed monthly fees matter more in quieter months.
- Terminal costs. Confirm the device charge, its term and whether it renews separately from the merchant agreement.
- PCI-related charges. Check whether compliance or non-compliance charges apply and what evidence avoids them.
- Contract and equipment terms. Check these against your signed agreement and each provider's published documents.
- Exit position. Get written closure dates and exit figures for your current services, including equipment. Include any overlap and new setup costs before counting a lower monthly quote as a saving.
Machines, payment channels, settlement and support
Already using Worldpay or Dojo?
Use your current agreement, not today's new-customer offer, to establish the cost of staying or leaving. Ask whether a revised price would reset the minimum term. Then compare staying, accepting revised terms and moving on the same trading figures.
Card machines
Both offer countertop, portable and mobile machines. The question is which format suits where you take payment: counter, table service or off-site.
Payment channels
Worldpay and Dojo both publish in-person and remote payment options. Dojo lists online checkout and payment links alongside its machines. Confirm eligibility, integration and the prices for each channel in the actual quote.
Connectivity and EPOS
Dojo machines support Wi-Fi and mobile connectivity, and EPOS integrations, where specified. Confirm your till integration before signing.
Settlement and support
Settlement timing and support are set by the agreement, not a universal standard, so confirm both in writing.
Best fit and what to check
Worldpay
May be worth considering for
- In-person, online or mobile channels on one arrangement.
- Card machines alongside remote acceptance.
Check before committing
- How pricing has been tailored to you, as no published rate applies to every merchant.
- The Merchant Services Agreement terms and fee information for your account.
Dojo
May be worth considering for
- Businesses prioritising in-person machines, mobile connectivity and EPOS.
- Portable or mobile devices for table, floor or off-site service.
Check before committing
- How the agreement prices different card types.
- That your specific EPOS integration is supported.
What we would check when reviewing your current deal
The review starts with what you want to improve and the figures available. A statement is helpful but optional to start. We check:
- Effective processing cost from a recent statement, not the headline rate.
- Card mix and typical transaction values.
- Account, authorisation and other monthly fixed fees.
- Terminal and EPOS requirements, including device format and integrations.
- Settlement and support needs for your trading pattern.
- Remaining term and exit position on merchant and equipment agreements.
We can compare suitable options from our selected provider network, not the whole market. The outcome may support staying or asking your existing provider for revised terms; there is no obligation to switch.
Worldpay vs Dojo
Frequently asked questions
No pressure and no jargon. If your question is not here, call us and ask it directly.
Neither provider publishes one rate that applies to every business. Worldpay pricing is tailored to the business and Dojo pricing can vary according to the agreement and the type of card accepted, so the only reliable answer comes from comparing your own quote or statement against a like-for-like alternative.
No. We do not name a winner because the better fit depends on your payment channels, card mix, transaction values, equipment needs and current contract position.
Yes. A comparison is not a switch. We review what you have, explain how it compares and leave the decision with you. Remaining where you are is a legitimate outcome.
A recent merchant statement is the most useful single document, since it shows the charges actually applied. If you do not have one to hand we can start from a short conversation about how your business takes payment.
Is there a better deal for your business?
We review your current costs and compare suitable options from our selected provider network where useful. We explain whether staying, renegotiating or switching makes sense. A statement helps us check the details, but neither a statement nor another provider's quote is needed to start.
Worldpay sources
Dojo sources
Information from these sources last checked 2026-10-09. Provider names and trademarks identify the products discussed; their inclusion does not imply endorsement of this page. Card Payment Connect compares suitable options from a selected provider network, not the whole market. If you choose a provider we introduce, that provider may pay us a referral fee.