Independent UK card payment reviews
Worldpay vs Dojo: which is the better fit for your business?
Both providers support UK businesses taking card payments, but their products, pricing and contract arrangements suit different requirements. The right answer depends on how you take payments and what your current statement and agreement contain.
Worldpay and Dojo at a glance
Worldpay: Tailored to the business. Check your individual quote.
Dojo: Varies by agreement and card type accepted. Check your individual quote.
Worldpay: Merchant Services Agreement and fee information apply. Check your individual quote.
Dojo: Dojo's published legal and contract documents apply. Check your individual quote.
Worldpay: Countertop, portable and mobile machines.
Dojo: Countertop, portable and mobile machines.
Worldpay: In-person, online and mobile acceptance.
Dojo: In-person payments via Dojo card machines.
Dojo: Supported where specified on the official product page.
Sourced from each provider's official pages, last checked 3 August 2026. Terms vary by merchant, so check your individual quote or agreement.
Pricing and contract considerations
An advertised rate alone does not determine your cost. Two accounts on the same headline percentage can produce very different monthly totals. Compare these like for like.
- Processing-rate structure. Dojo pricing varies by agreement and card type; Worldpay pricing is tailored per business. Structure matters as much as the headline number.
- Per-transaction and account fees. Authorisation and monthly account charges sit outside the rate and matter most on low transaction values.
- Terminal costs. Confirm the device charge, its term and whether it renews separately from the merchant agreement.
- PCI-related charges. Check whether compliance or non-compliance charges apply and what evidence avoids them.
- Contract and equipment terms. Check these against your signed agreement and each provider's published documents.
- Exit position. Establish notice required, when each agreement ends and what applies if you leave early.
Machines, payment channels, settlement and support
Card machines
Both offer countertop, portable and mobile machines. The question is which format suits where you take payment: counter, table service or off-site.
Payment channels
Worldpay supports in-person, online and mobile acceptance. Dojo's published range covers in-person payments. If you need both, confirm what each quote includes.
Connectivity and EPOS
Dojo machines support Wi-Fi and mobile connectivity, and EPOS integrations, where specified. Confirm your till integration before signing.
Settlement and support
Settlement timing and support are set by the agreement, not a universal standard, so confirm both in writing.
Best fit and what to check
Worldpay
May be worth considering for
- In-person, online or mobile channels on one arrangement.
- Card machines alongside remote acceptance.
Check before committing
- How pricing has been tailored to you, as no published rate applies to every merchant.
- The Merchant Services Agreement terms and fee information for your account.
Dojo
May be worth considering for
- Businesses prioritising in-person machines, mobile connectivity and EPOS.
- Portable or mobile devices for table, floor or off-site service.
Check before committing
- How the agreement prices different card types.
- That your specific EPOS integration is supported.
What we would check before recommending either provider
Before suggesting either provider we work from your figures, not published marketing. We review:
- Effective processing cost from a recent statement, not the headline rate.
- Card mix and typical transaction values.
- Account, authorisation and other monthly fixed fees.
- Terminal and EPOS requirements, including device format and integrations.
- Settlement and support needs for your trading pattern.
- Remaining term and exit position on merchant and equipment agreements.
The recommendation may be to stay or renegotiate with your current provider. If your arrangement is already competitive we will say so.
Worldpay vs Dojo
Frequently asked questions
No pressure and no jargon. If your question is not here, call us and ask it directly.
Neither provider publishes one rate that applies to every business. Worldpay pricing is tailored to the business and Dojo pricing can vary according to the agreement and the type of card accepted, so the only reliable answer comes from comparing your own quote or statement against a like-for-like alternative.
No. We do not name a winner because the better fit depends on your payment channels, card mix, transaction values, equipment needs and current contract position.
Yes. A comparison is not a switch. We review what you have, explain how it compares and leave the decision with you. Remaining where you are is a legitimate outcome.
A recent merchant statement is the most useful single document, since it shows the charges actually applied. If you do not have one to hand we can start from a short conversation about how your business takes payment.
Compare your current deal against both
Send a recent statement and we will work out what your arrangement actually costs, then explain plainly how it compares. If it is already competitive, we will say so.
Worldpay sources
Dojo sources
Information from these sources last checked 3 August 2026. Provider names and trademarks are used for identification only. Card Payment Connect is independent and is not affiliated with or endorsed by either provider.