Independent UK card payment reviews
Is your Epos Now deal still earning its place?
We review your Epos Now statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.
Independent review. No obligation to switch. We never contact Epos Now without your permission.
Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.
What we check on a Epos Now arrangement
Epos Now Payments is the card processing service bundled with Epos Now's EPOS and till software. It's often sold to hospitality and retail businesses at the point of buying or renewing their EPOS system, so the pricing rarely gets a standalone review.
A review usually looks at whether the bundled payments rate is competitive, whether the EPOS contract genuinely requires their payments product, and what the alternatives would cost side by side.
- Transaction rateUsually blended, quoted alongside the EPOS package.
- Terminal / hardwareCard reader may be included in the EPOS bundle or hired separately.
- EPOS subscriptionMonthly software cost that sits alongside the payments rate.
- PCI compliance and scheme feesStandard recurring charges.
Contract, terminals, payment channels and settlement considerations
- EPOS software contracts typically run 12 to 60 months and can be independent of the payments product.
- Payments contracts are usually shorter and can be reviewed separately.
- Early termination on the EPOS contract can be significant.
- The payments side is often easier to move than the EPOS software.
Businesses Epos Now may or may not suit
Why businesses ask for a review
- Payments rate was bundled into an EPOS deal and has never been benchmarked.
- EPOS contract is not up for renewal but the payments side could be switched.
- Effective rate is materially above the market for the business's card mix.
Related comparisons and learning guides
Frequently asked questions
Will reviewing my Epos Now statement contact Epos Now?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Epos Now after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Epos Now statement review take?
We will confirm the expected review time after receiving your information.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any additional charges specific to your account.
Get an independent view on your Epos Now setup
Send a recent Epos Now statement and we will calculate the effective cost of the arrangement and tell you plainly whether it is competitive. If it already is, we will say so.
Provider names and trademarks are used for identification. Card Payment Connect is independent and is not affiliated with or endorsed by this provider unless clearly stated.