Already with takepayments?
Overview of takepayments
takepayments is a UK-focused card payments brand, ultimately part of Global Payments. Accounts are typically opened via local agent introductions, so pricing varies significantly by region and agent.
Because of this, a takepayments account opened several years ago can sit at very different pricing to a more recent one. A statement review establishes where yours sits today.
Common fees businesses should check
Commonly blended, sometimes with separate premium card rates.
Monthly hire on a separate agreement.
Annual charge plus non-compliance fee where applicable.
Standard recurring charges.
Want us to check these fees on your takepayments statement?
Check If I'm OverpayingContract terms and considerations
- Merchant agreements commonly run multi-year terms.
- Terminal hire is usually separate and can outlast the merchant contract.
Exit fees and early termination
- Early termination charges may apply on either contract.
- Where switching makes clear financial sense, some alternative providers may help with exit costs, subject to approval.
We never guarantee to pay your exit fees or that you can be released from a contract. Any support with exit costs is dependent on selected alternative providers, is subject to approval and is only considered when switching makes clear financial sense.
Common reasons businesses request a review
- Account opened via a local agent without a recent pricing review.
- Owner wants to benchmark against current market pricing.
- Statement contains line items that are hard to interpret.
Frequently asked questions
Will reviewing my takepayments statement contact takepayments?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave takepayments after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a takepayments statement review take?
Most reviews are returned within a few working days once we have a recent monthly statement.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any hidden extras specific to your account.
Get an independent view on your takepayments setup
Two numbers — your monthly card bill and annual turnover — and we'll estimate your effective rate against the UK average. Send your statement and we'll email a full written breakdown within 30 minutes (8am–6pm, 7 days a week).
Takes 30 seconds. Statement optional.
Related providers
Global Payments
A large international acquirer serving UK merchants directly and through partner banks and software platforms.
Worldpay
One of the largest global acquirers, with a wide variety of products, pricing structures and contract terms in the UK.
Barclaycard
A large UK acquirer used by businesses of all sizes, often bundled with Barclays business banking.
Contracts, exit fees & switching
Contract length, autorenewal, termination clauses and how to switch provider without penalties.
Related reading
Merchant Services Contract Guide: What UK Businesses Should Check Before Signing
A practical guide to the terms hidden inside UK merchant agreements — term length, notice periods, auto-renewal, rate review clauses and the separate terminal contract most businesses forget about.
Understanding Your Merchant Statement: A Line-by-Line UK Guide
A plain-English walk-through of every line on a UK merchant services statement, from interchange and scheme fees to PCI, terminal hire and the small charges that quietly inflate your effective rate.
How Card Payment Pricing Works in the UK
Blended, Interchange Plus, IC++ and pay-as-you-go pricing explained — with real UK rate examples, when each model wins, and the trade-offs behind the headline percentage.