Independent UK card payment reviews
Is your takepayments deal still earning its place?
We review your takepayments statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.
No statement or competing quote needed to start. Free review, with no obligation to switch. We never contact a payment provider without your permission.
Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.
What we check on a takepayments arrangement
takepayments identifies itself as a Global Payments company and advertises a 12-month contract on its UK site. Its site also says businesses enter a separate agreement with a nominated acquiring bank. Those are distinct commitments to check, not one assumed multi-year contract.
For an existing account, identify the actual service, acquirer and equipment supplier on your documents. A current promotion does not replace the terms you signed. Use your latest bills and any renewal notices to understand the deal you have.
- Card processingReconcile the acquirer's charges with your card mix and transaction count.
- Service and equipmentIdentify takepayments charges, rental and any POS software costs.
- Online servicesCheck gateway subscriptions, allowances and transaction charges where used.
- Other feesCheck the completed quote for minimums, PCI-related or additional account charges.
Contract, terminals, payment channels and settlement considerations
- Confirm the term and notice for each agreement, including the separate acquiring arrangement.
- For online services, use the applicable service terms rather than extending an advertised card-machine offer to every product.
- Obtain the closure process and exit figure from each relevant supplier before scheduling a move.
- Ask whether any proposed switch keeps or replaces your equipment, software and acquiring account.
Businesses takepayments may or may not suit
Why businesses ask for a review
- You want to understand two or more payment-related bills.
- A service or terminal commitment is nearing renewal.
- Your in-person and online sales mix has changed.
Related comparisons and learning guides
Frequently asked questions
Will reviewing my takepayments statement contact takepayments?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave takepayments after the review?
Not at all. The review may support staying, asking your provider for revised terms, or comparing a suitable alternative. You are under no obligation to switch.
Can I start without a takepayments statement?
Yes. Tell us your current provider, approximate card turnover and what you want to improve. A recent statement helps us check the actual charges, but you can provide it later.
How long does a takepayments statement review take?
We will confirm the expected review time after receiving your information.
Get an independent view on your takepayments setup
We check your current costs and compare suitable options from our selected provider network where useful. We explain whether staying, renegotiating or switching makes sense. A recent takepayments statement helps us check actual charges, but you can send it later. You do not need another provider's quote to start.
Official sources
Information from these sources last checked 2026-10-11.
Provider names and trademarks identify the products discussed; their inclusion does not imply endorsement of this page. Card Payment Connect compares suitable options from a selected provider network, not the whole market. If you choose a provider we introduce, that provider may pay us a referral fee.