Using Clover?
Overview of Clover
Clover supplies integrated POS hardware and software in the UK, with card acceptance provided by an underlying acquirer (often Fiserv or a partner bank). Because pricing is set by the distributing partner, two Clover users can pay very different rates.
A statement review is the most reliable way to confirm where your specific Clover account sits against current market pricing.
Common fees businesses should check
Set by the underlying acquirer or distributor.
Either purchased outright or rented as part of a bundle.
Monthly fee for the Clover POS apps you use.
Standard recurring charges where applicable.
Want us to check these fees on your Clover statement?
Start free reviewContract terms and considerations
- Hardware and software bundles may sit on multi-year agreements.
- Underlying acquirer contracts are separate and should be checked individually.
Exit fees and early termination
- Early termination terms vary by distributor or partner channel.
- Hardware return or buy-out terms may also apply.
We never guarantee to pay your exit fees or that you can be released from a contract. Any support with exit costs is dependent on selected alternative providers, is subject to approval and is only considered when switching makes clear financial sense.
Common reasons businesses request a review
- Account inherited from a previous distributor without a recent review.
- Multiple line items across hardware, software and processing make pricing hard to interpret.
- Renewal is approaching and the owner wants a benchmark.
Frequently asked questions
Will reviewing my Clover statement contact Clover?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Clover after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Clover statement review take?
Most reviews are returned within a few working days once we have a recent monthly statement.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any hidden extras specific to your account.
Get an independent view on your Clover setup
We check your rates, contract terms, exit fees and whether more suitable provider options may exist. No obligation. No provider contacted without your permission.
Or submit the form and we'll email you for it.
Related providers
Worldpay
One of the largest global acquirers, with a wide variety of products, pricing structures and contract terms in the UK.
Global Payments
A large international acquirer serving UK merchants directly and through partner banks and software platforms.
Barclaycard
A large UK acquirer used by businesses of all sizes, often bundled with Barclays business banking.
Related reading
Understanding Your Merchant Statement
A plain-English guide to the line items on a UK merchant services statement, and which ones quietly inflate your effective rate.
Merchant Services Contract Guide
A practical UK guide to the terms hidden inside merchant agreements - length, notice periods, auto-renewal and terminal hire.
How Card Payment Pricing Works in the UK
Blended, Interchange Plus, IC++ and pay-as-you-go pricing explained, with the trade-offs each model brings.