Independent UK card payment reviews
Is your Clover deal still earning its place?
We review your Clover statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.
Independent review. No obligation to switch. We never contact Clover without your permission.
Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.
What we check on a Clover arrangement
Clover supplies integrated POS hardware and software in the UK, with card acceptance provided by an underlying acquirer (often Fiserv or a partner bank). Because pricing is set by the distributing partner, two Clover users can pay very different rates.
A statement review is the most reliable way to confirm where your specific Clover account sits against current market pricing.
- Transaction rateSet by the underlying acquirer or distributor.
- Hardware cost or rentalEither purchased outright or rented as part of a bundle.
- Software subscriptionMonthly fee for the Clover POS apps you use.
- PCI compliance and add-onsStandard recurring charges where applicable.
Contract, terminals, payment channels and settlement considerations
- Hardware and software bundles may sit on multi-year agreements.
- Underlying acquirer contracts are separate and should be checked individually.
- Early termination terms vary by distributor or partner channel.
- Hardware return or buy-out terms may also apply.
Businesses Clover may or may not suit
Why businesses ask for a review
- Account inherited from a previous distributor without a recent review.
- Multiple line items across hardware, software and processing make pricing hard to interpret.
- Renewal is approaching and the owner wants a benchmark.
Related comparisons and learning guides
Frequently asked questions
Will reviewing my Clover statement contact Clover?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Clover after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Clover statement review take?
We will confirm the expected review time after receiving your information.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any additional charges specific to your account.
Get an independent view on your Clover setup
Send a recent Clover statement and we will calculate the effective cost of the arrangement and tell you plainly whether it is competitive. If it already is, we will say so.
Provider names and trademarks are used for identification. Card Payment Connect is independent and is not affiliated with or endorsed by this provider unless clearly stated.