Independent UK card payment reviews
Is your Shopify Payments deal still earning its place?
We review your Shopify Payments statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.
No statement or competing quote needed to start. Free review, with no obligation to switch. We never contact a payment provider without your permission.
Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.
What we check on a Shopify Payments arrangement
Shopify Payments manages payments within Shopify admin, with processing rates linked to the store's subscription plan. A fee review should include the subscription and tools needed to run the store, not just a transaction percentage.
Check gateway availability for your country and business before comparing an alternative. Our Stripe versus Shopify Payments guide explains the UK limitation. Moving to a different ecommerce platform is a wider decision involving development, apps and operational change.
- Processing and subscriptionUse the current plan's payment schedule alongside its subscription charge.
- Third-party transaction feesAdditional Shopify charges may apply alongside gateway fees; check the plan, payment method and exceptions.
- Currency-related chargesSeparate any currency conversion and international-payment costs relevant to your selling setup.
- Other costsCheck refunds, disputes, paid apps and any additional service charges that apply to your store.
Contract, terminals, payment channels and settlement considerations
- Review the Shopify Payments terms alongside your store subscription and any app commitments.
- Confirm when a plan change takes effect, its billing basis and what happens to prepaid charges before changing it.
- Confirm a replacement gateway is available and approved before disabling the current payment setup.
- Include any applicable Shopify third-party transaction fees, integration work and remaining subscription costs in the comparison.
Businesses Shopify Payments may or may not suit
Why businesses ask for a review
- Sales or payment-method mix has changed and you want to compare plan costs using your actual figures.
- You are considering a compatible alternative gateway and need to include all additional charges.
- You use multi-currency selling and want to check FX costs.
Related comparisons and learning guides
Frequently asked questions
Will reviewing my Shopify Payments statement contact Shopify Payments?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Shopify Payments after the review?
Not at all. The review may support staying, asking your provider for revised terms, or comparing a suitable alternative. You are under no obligation to switch.
Can I start without a Shopify Payments statement?
Yes. Tell us your current provider, approximate card turnover and what you want to improve. A recent statement helps us check the actual charges, but you can provide it later.
How long does a Shopify Payments statement review take?
We will confirm the expected review time after receiving your information.
Get an independent view on your Shopify Payments setup
We check your current costs and compare suitable options from our selected provider network where useful. We explain whether staying, renegotiating or switching makes sense. A recent Shopify Payments statement helps us check actual charges, but you can send it later. You do not need another provider's quote to start.
Official sources
Information from these sources last checked 2026-10-11.
Provider names and trademarks identify the products discussed; their inclusion does not imply endorsement of this page. Card Payment Connect compares suitable options from a selected provider network, not the whole market. If you choose a provider we introduce, that provider may pay us a referral fee.