Already with Adyen?
Overview of Adyen
Adyen is a global payments platform used by mid-market and enterprise businesses that want a single provider across ecommerce, in-store and app payments. Pricing is Interchange Plus, with a transparent processing fee added on top of interchange and scheme fees.
An Adyen review usually focuses on whether the negotiated processing fee is competitive at your volume, and whether the platform features you use justify the premium over simpler acquirers.
Common fees businesses should check
Pass-through cost set by Visa and Mastercard for each transaction type.
Pass-through cost set by the card schemes.
Adyen's own margin, quoted as pence per transaction and negotiated by volume.
Additional fees for specific payment methods (e.g. Amex, iDEAL, Klarna).
Want us to check these fees on your Adyen statement?
Start free reviewContract terms and considerations
- Merchant agreements are typically bespoke with a minimum monthly volume commitment.
- Rolling contracts are common at enterprise level.
Exit fees and early termination
- Terms depend on the specific bespoke agreement.
- Some alternative providers may help with exit costs where switching makes clear financial sense, subject to approval.
We never guarantee to pay your exit fees or that you can be released from a contract. Any support with exit costs is dependent on selected alternative providers, is subject to approval and is only considered when switching makes clear financial sense.
Common reasons businesses request a review
- Processing fee has not been renegotiated as volume has grown.
- Payment method mix has changed and the pricing table no longer fits.
- Unified commerce discounts have not been applied.
Frequently asked questions
Will reviewing my Adyen statement contact Adyen?
No. We never contact your current provider without your written permission. The review is private and entirely for your information.
Do I have to leave Adyen after the review?
Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.
How long does a Adyen statement review take?
Most reviews are returned within a few working days once we have a recent monthly statement.
What does the review actually check?
Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any hidden extras specific to your account.
Get an independent view on your Adyen setup
We check your rates, contract terms, exit fees and whether more suitable provider options may exist. No obligation. No provider contacted without your permission.
Or submit the form and we'll email you for it.
Related providers
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Worldpay
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Elavon
A global acquirer (part of U.S. Bank) serving UK merchants directly and through banks and software partners.
Related reading
Interchange Plus vs Blended Pricing
What the two main UK card payment pricing models actually mean, and which one usually suits which business.
Merchant Acquirer Margin Explained
The acquirer's margin is where the real cost comparison happens on Interchange Plus. Here's how to isolate it.
Scheme Fees Explained (Visa & Mastercard)
The pass-through fees Visa and Mastercard charge on every card transaction, and why they've risen sharply since 2016.