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Independent UK card payment reviews

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Adyen statement review

Is your Adyen deal still earning its place?

We review your Adyen statement, rates, account fees, terminals and contract terms to work out what the arrangement is really costing your business—and whether it still fits the way you trade.

Independent review. No obligation to switch. We never contact Adyen without your permission.

Provider pricing and terms vary by business and can change. Published details are linked to official sources where available; the figures that matter are the ones on your own statement, quote and signed agreement.

What we check on a Adyen arrangement

Adyen is a global payments platform used by mid-market and enterprise businesses that want a single provider across ecommerce, in-store and app payments. Pricing is Interchange Plus, with a transparent processing fee added on top of interchange and scheme fees.

An Adyen review usually focuses on whether the negotiated processing fee is competitive at your volume, and whether the platform features you use justify the premium over simpler acquirers.

  • InterchangePass-through cost set by Visa and Mastercard for each transaction type.
  • Scheme feesPass-through cost set by the card schemes.
  • Processing feeAdyen's own margin, quoted as pence per transaction and negotiated by volume.
  • Payment method feesAdditional fees for specific payment methods (e.g. Amex, iDEAL, Klarna).

Contract, terminals, payment channels and settlement considerations

  • Merchant agreements are typically bespoke with a minimum monthly volume commitment.
  • Rolling contracts are common at enterprise level.
  • Terms depend on the specific bespoke agreement.
  • Some alternative providers may help with exit costs where switching makes clear financial sense, subject to approval.

Businesses Adyen may or may not suit

Why businesses ask for a review

  • Processing fee has not been renegotiated as volume has grown.
  • Payment method mix has changed and the pricing table no longer fits.
  • Unified commerce discounts have not been applied.

Related comparisons and learning guides

Frequently asked questions

Will reviewing my Adyen statement contact Adyen?

No. We never contact your current provider without your written permission. The review is private and entirely for your information.

Do I have to leave Adyen after the review?

Not at all. Many reviews end with the business staying on a renegotiated rate, or with confirmation that the existing setup is reasonable. You are under no obligation to switch.

How long does a Adyen statement review take?

We will confirm the expected review time after receiving your information.

What does the review actually check?

Transaction rates, terminal rental, PCI fees, authorisation fees, monthly minimums, settlement timings, contract length, exit fees and any additional charges specific to your account.

Get an independent view on your Adyen setup

Send a recent Adyen statement and we will calculate the effective cost of the arrangement and tell you plainly whether it is competitive. If it already is, we will say so.

Provider names and trademarks are used for identification. Card Payment Connect is independent and is not affiliated with or endorsed by this provider unless clearly stated.