Using SumUp?

SumUp is best known for its pay-as-you-go pricing and low-cost card readers. It is popular with sole traders, freelancers and small businesses that want simple, contract-free card acceptance.

While headline pricing is easy to understand, SumUp is not always the cheapest option once a business reaches a steady monthly turnover. A review can confirm whether pay-as-you-go is still the best fit, or whether a managed merchant account would now be more cost-effective.

• SumUp's core offering is typically contract-free, with no monthly terminal hire.
• Bundled software or business accounts may have their own terms - always check.

• There is usually no formal exit fee for the core card-reader product.
• If additional products or subscriptions are in place, check each individually.

We never guarantee to pay your exit fees or that you can be released from a contract. Any support with exit costs is dependent on selected alternative providers, is subject to approval and is only considered when switching makes clear financial sense.

• Monthly card turnover has grown beyond the level where pay-as-you-go is cheapest.
• Average transaction value is high, making percentage-only pricing more expensive than a managed account.
• Owner wants to compare SumUp against a traditional merchant account.