Comparison
Revolut Business vs SumUp
Two providers popular with UK sole traders and micro-businesses. Revolut bundles payments with business banking; SumUp is a pure pay-as-you-go reader.
| Consideration | Revolut Business Payments | SumUp |
|---|---|---|
| Pricing model | Blended | Pay-as-you-go |
| Contract | No fixed term | Contract-free on core reader |
| Settlement | Into Revolut Business account | 1 to 2 business days to bank |
| Extras | Multi-currency banking bundled | Simple card reader focus |
| Best fit for | Businesses that want banking + payments together | Sole traders and market stalls |
Pricing
Similar headline rates. Real difference is whether you value the bundled banking or just want the simplest reader.
Suitability
Choose Revolut for banking + payments in one place; choose SumUp for lowest-friction card acceptance.
We don't declare a winner. The right provider for your business depends on your turnover, card mix, transaction values and existing contract position. Upload your statement for a personalised review.
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