Independent UK card payment reviews
Comparison
Teya vs SumUp
| Consideration | Teya | SumUp |
|---|---|---|
| Pricing model | Blended, multi-rate or Interchange++ | PAYG, Payments Plus or tailored |
| Contract | Varies by package | Check the selected PAYG, subscription or tailored offer |
| Terminal | Check rental, upfront rental and return obligations | Include the purchase price of the chosen reader or POS hardware |
| Settlement | Confirm the schedule on your account | Depends on payout destination and account terms |
| Plan comparison | Check membership, product and any volume commitments | Compare PAYG with the full cost of Payments Plus or a tailored quote |
Pricing
Compare processing charges, subscriptions, equipment and any minimum-volume requirement against the same trading activity. Neither PAYG nor a monthly plan is automatically cheaper.
Contracts
Teya publishes flexible and fixed options. SumUp has PAYG and paid plans. Confirm the specific product's notice, subscription and equipment obligations before accepting it.
Suitability
For seasonal trading, model a quiet month as well as a busy month. Compare any subscription saving only on the card categories eligible for it. Ask whether an upfront equipment payment buys the device or rents it for a period, and confirm the payout destination and timing you actually need.
We don't declare a winner. The right provider for your business depends on your turnover, card mix, transaction values and existing contract position. We can review your current deal and compare suitable options from our selected network. No statement or competing quote is needed to get started.
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Sources and checks
Public information checked 2026-10-09. This is a practical comparison guide, not a personalised quote. Your product, sales channel and existing agreement may have different terms.
Provider names and trademarks identify the products discussed; their inclusion does not imply endorsement of this page. Card Payment Connect compares suitable options from a selected provider network, not the whole market. If you choose a provider we introduce, that provider may pay us a referral fee.