Teya vs SumUp
| Consideration | Teya | SumUp |
|---|---|---|
| Pricing model | Blended | Pay-as-you-go |
| Contract | Varies by package | Typically contract-free on the core reader |
| Terminal | Card reader / POS | Low-cost reader, usually purchased outright |
| Settlement | Next business day | 1–2 business days |
| Best fit for | Established small businesses with steady turnover | Sole traders, market stalls, very small businesses |
Pricing
Pay-as-you-go is usually cheapest at low turnover. A blended monthly package can be cheaper once turnover is consistent.
Contracts
SumUp's core offering is contract-free. Teya packages may include a minimum term.
Suitability
Choose by turnover and use case - sole trader vs. established small business - rather than headline rate.
We don't declare a winner. The right provider for your business depends on your turnover, card mix, transaction values and existing contract position. Upload your statement for a personalised review.
Get a personal review for your business
Two numbers — your monthly card bill and annual turnover — and we'll estimate your effective rate against the UK average. Send your statement and we'll email a full written breakdown within 30 minutes (8am–6pm, 7 days a week).
Takes 30 seconds. Statement optional.